Foreclosure/Jamie L McGill and Rachel McGill – Page 1 Publications

NOTICE OF MORTGAGE FORECLUSION SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND THE IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME LIMIT PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: This default occurred under the conditions of the mortgage described below:

MORTGAGE DATE: April 28, 2015

INITIAL AMOUNT OF MORTGAGE PRINCIPAL: $76,500.00

MORTGAGE AGENT(S): Jamie L McGill and Rachel McGill, spouses married to each other

MORTGAGE CREDITOR: Mortgage Electronic Registration Systems, Inc., as Bremer Bank National Association Nominee

DATE AND PLACE OF DEPOSIT: Registered May 1, 2015 with Document Number A000695996 at the County Recorder’s Office in Polk County, Minnesota.

MORTGAGE ASSIGNMENTS: Assigned to: US Bank National Association by Assignment registered October 28, 2020 under Document Number A000729765 at the County Recorder’s Office of Polk County, Minnesota.

LEGAL DESCRIPTION OF THE PROPERTY: Lots Eleven (11) and Twelve (12), Block Four (4), Elm Grove Addition to Fertile, Minnesota, Polk County, Minnesota.

PROPERTY RURAL ADDRESS: 301 MAIN AVE E, FERTILE, MN 56540

COUNTY IN WHICH THE PROPERTY IS LOCATED: Polk County, Minnesota.

THE AMOUNT CLAIMED DUE ON THE MORTGAGE ON THE DATE OF NOTICE: $73,813.40

TRANSACTION AGENT: Electronic Mortgage Registration Systems, Inc.

NAME OF MORTGAGE CREATOR: National Association of Bank Bremer

RESIDENTIAL SERVICE: National Association of American Banks

TAX PLOT IDENTIFICATION NUMBER: 85.00326.00

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER: 1000739-8230702897-6

THIS no action or proceeding has been commenced to recover the debt then remaining secured by such hypothec, or any part thereof, or, if such action or proceeding has been commenced, that it has been discontinued, or that an execution on the judgment rendered has been returned unsatisfied, in whole or in part.

ACCORDINGLY, to the power of sale contained in said mortgage, the property described above shall be sold by the sheriff of said county as follows:

DATE AND TIME OF SALE: September 21, 2022 at 10 a.m.

SELLING LOCATION : Polk County Sheriff’s Office, 600 Bruce Street, PO Box 416, Crookston, MN 56716.

pay the debt then secured by the said hypothec and the taxes, if any, actually paid by the hypothecary creditor, on the premises and the costs and disbursements permitted by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

TIME AND DATE OF RELEASE OF PROPERTY: Unless said mortgage is reinstated or the property is redeemed, or the redemption period is reduced by court order, you must vacate the premises by 11:59 p.m. on March 21, 2023.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGE AGENT, ITS PERSONAL REPRESENTATIVES OR AFFILIATES, MAY BE REDUCED TO FIVE WEEKS IF A COURT ORDER HAS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHERS, THAT THE MORTGAGE PREMISES ARE IMPROVED WITH RESIDENTIAL HOUSING OF LESS THAN FIVE UNITS, ARE NOT PROPERTIES USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

MORTGAGE AGENT(S) RELEASED FROM FINANCIAL OBLIGATION ON THE MORTGAGE: None

Dated: July 22, 2022

NATIONAL ASSOCIATION OF AMERICAN BANKS

Mortgage creditor

RIGHT TO TROTT, PC

By: /s/

N. Kibongni Fondungallah, Esq.

Samuel R. Coleman, Esq.

*Sung Woo Hong, Esq.*

Mortgage creditor lawyers

25 Dale Street North

St. Paul, MN 55102

(651) 209-9760

(22-0598-FC01)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

(July 27, August 3, 10, 17, 24, 31, 2022)

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